A 4-Point Inspection is a specialized examination of four key areas of a home's condition, typically required for insurance purposes, especially for older homes or homes with specific risks. Here's what it typically covers:

 

​​4 Major Components

• Roof Covering

• HVAC System

• Electrical System

• Plumbing (Inc Water Heater)

​

1. Roof: The inspector assesses the age, condition, and type of roofing material. They look for signs of damage or wear that could lead to leaks or structural issues.

2. HVAC (Heating, Ventilation, and Air Conditioning) System: The inspector checks the age and condition of the heating and cooling systems, including the furnace, air conditioner, ductwork, and ventilation.

3. Electrical System: They inspect the electrical panel, wiring, and components to ensure they meet current safety standards and are in good working order.

4. Plumbing System: The inspector examines the plumbing system, including pipes, fixtures, and water heaters, to identify any leaks, corrosion, or potential issues with water flow.​

​​

Ways to Prepare for Inspection:

• Clear a Pathway for Inspector to access electrical panel as they will unscrew panel cover to check the wiring conditions.

• Clear a Pathway for Inspector to access water heater, air handler and attic as photos are needed.

• Make sure water and electric is on and all plumbing fixtures are functional prior to inspection.

• Make sure pipes are accessible underneath the kitchen and bathroom sinks for photos.

• Please put away any animals for the safety purposes. We understand your pets are like family and want to make sure we respect the well-being of you and your pets.

​

After conducting the inspection, the inspector provides a detailed report outlining the condition of each of these four areas. Insurance companies use this information to assess the insurability and potential risks associated with the property.